10 Legit & Easy Ways to Make Money with GCash 2023

10 Legit & Easy Ways to Make Money with GCash 2023

In the Philippines, GCash a mobile wallet and online payment platform, offers several ways to make money. Through GCash, users can make money by typing, playing games, watching ads, or inviting others.

In just a few years, GCash has grown from a simple money transfer service to one of the top finance apps in the Philippines. Among the few pioneering apps that changed the way Filipinos manage their money, it ushered in a revolution in personal finance.

Filipinos can use GCash to pay bills online, send and receive money, go cashless, and go cashless to these days, and have used it for everything from sending and receiving money to going cashless to sending and receiving money.

In addition to helping you manage your finances, GCash is also an excellent option if you wish to earn an extra few dollars. While using the app, users can earn money from a variety of features the app has integrated over time. 

The GCash tutorial is here to help you learn how to make money.

The purpose of this article is to explore some of these methods in more detail and provide tips on how to earn money using GCash.

Easy Ways to Make Money with GCash

How Can You Start Earning on GCash?

You must access GCash’s different features to earn on it. Only after you have been fully verified can you use all of its features. To upgrade your account to the highest tier, take the necessary steps before doing anything else. A few requirements must be met to take advantage of this free service.

GCash is available to everyone regardless of age or nationality. The application process on the GCash mobile app begins once you prepare the following requirements.

  • Registration number for GCash
  • Identification that is validly issued by the government
  • A self-portrait
  • Information about the individual
  • Minors and foreign nationals may have additional requirements.

Fully verified accounts offer many benefits, making the extra requirements worth it. You get access to all GCash features and services, as well as the ability to legitimize your account and increase your wallet and transaction limits.

A fully verified GCash account gives you access to the following services, many of which allow you to make money with GCash, whereas the basic account allows you only to cash in, buy load, pay bills, and scan QR codes.

  • Send Money
  • Bank Transfer
  • GSave
  • GInsure
  • GLoan
  • GGives
  • GCredit
  • GCash Padala
  • GFunds
  • GCrypto
  • GStocks PH
  • Global GStocks
  • GCash Card 

Have you already completed the verification process? Let’s make some money with it!

What is GCash and how can I earn money on it in the Philippines

Several apps are available that can help you earn money. There are some legitimate ones out there, but there are also scams targeting vulnerable people. Whenever someone claims to earn an income in an informal or non-traditional way, it is only right to be skeptical. 

Due to GCash’s widespread user base, it is inevitably going to attract online fraudsters and cybercriminals-although the company is actively working on combatting that.

Scams shouldn’t intimidate you, so don’t fall for them. Detecting them and dealing with them are the only things you need to worry about. Think about all of the legal ways you can earn money with GCash. GCash app users can boost their GCash wallets by following any of the tips below.

Here are some ways you can earn money with GCash:

You can earn free money in GCash by using the following 10 legit methods. In this article, I will explain 10 Legit and easy Ways to Make Money with GCash 2023.

1. Sell prepaid load cards:

This method can help you earn money without inviting other people. In order to sell prepaid loads, you simply have to find someone who wants them. Prepaid promos and cellphone loads are available for Smart, Globe, TNT, TM, and DITO.

In the GCash app, go to the “Buy Load” section to begin selling loads. Select the desired load amount and enter the recipient’s phone number. If you want to customize each transaction, you can add a profit margin, say Php 3-5. The total payable amount would be Php 103 if you sold a Php 100 load and added a Php 3 profit margin.

10 Legit & Easy Ways to Make Money with GCash 2023

When you have a lot of friends and neighbors, you might want to consider selling prepaid loads to them. Whenever they request a load, your GCash app will automatically purchase it for them. Once the payment has been collected, you keep the profit.

Potential earnings

Let’s now discuss the earning potential. In this scenario, if you sell 30 loads per day at a Php 5 profit per load, you can earn approximately Php 150 each day. A monthly salary of Php 4,500 would be required. Actual earnings will depend on factors such as the number of loads sold and the profit margin you decide. To ensure a smooth operation, ensure your business is registered and that it complies with applicable regulations.

2. Provide cash-in and cash-out services:

GCash can make selling cash-in and cash-out services profitable for individuals or businesses. 

If you become a GCash partner or agent, you can provide convenient financial services to customers who need to add or withdraw cash from their GCash wallets. GCash typically requires you to apply and fulfill their requirements, including registering your business and undergoing training.

10 Legit & Easy Ways to Make Money with GCash 2023

After getting approved, you can set up a physical location for your customers to visit. To attract customers, promote your cash-in and cash-out services through various marketing channels. In order to generate revenue, set service fees that are competitive with each other. You can build trust and loyalty among your customers by providing excellent customer service and ensuring smooth transactions. GCash and relevant authorities provide guidelines and regulations that must be followed. You can improve your cash-in and cash-out business by regularly evaluating your services and seeking customer feedback.

Potential earnings

Imagine charging 1% for every cash-in or cash-out transaction. If you process 100 transactions per day, each worth Php 1,000, your daily revenue would be Php 1000 (100 transactions x Php 1,000 x 1%).

Based on the assumption that you operate six days a week, here are your potential earnings:

500 PHP per week x 6 days = 3,000 PHP per month
Monthly Revenue: 3,000 PHP x 4 weeks = 12,000 PHP.

These figures are for illustration purposes only, and actual earnings may vary depending on factors such as transaction volume, service fees, and market demand. Your pricing and marketing strategies should be adjusted according to the local market, competition, and your goals to maximize your earnings.

Number of Transactions per DayAverage Transaction Value (in PHP)Service Fee (%)Daily Revenue (in PHP)
Easy Ways to Make Money with GCash 2023

GCash offers a referral program through which you can earn money. You can earn rewards and potentially increase your earnings by referring friends, family, and acquaintances to GCash. The referral program offers a lot of potential for earning money, so let’s take a closer look at how it works.

10 Legit & Easy Ways to Make Money with GCash 2023

Each time a referral is successful, GCash may reward both the referrer and the new user with a referral reward. To illustrate earnings potential, let’s consider the following example:

Potential earnings

Imagine that GCash rewards both the referrer and newly registered users with Php 50 when they complete the referral requirements. For every 10 referrals that fulfill the criteria, you would earn Php 500 (10 referrals x Php 50 reward).

Weekly Revenue: 500 PHP x 6 days = 3,000 PHP
Monthly Revenue: 3,000 PHP x 4 weeks = 12,000 PHP

This is only an illustration, and actual earnings may vary depending on factors such as transaction volume, service fees, and market demand. Your pricing and marketing strategies need to be adjusted according to the local market and competition to maximize your earnings.

Number of ReferralsReferral Reward per Referral (in PHP)Total Earnings (in PHP)
Easy Ways to Make Money with GCash 2023

It is important to note that the referral rewards, number of referrals, and earning potential may change based on GCash’s specific terms and conditions. In order to get accurate and up-to-date information regarding the earning potential through referrals, it’s important to review GCash’s current referral program details.

4. Engage in different games:

By playing games through the GCash app, you can earn money. As a result of this unique feature, users can enjoy entertaining games while earning rewards and cash prizes. We will explore the process of playing games, the earning potential, and the ways you can participate.

Steps to follow:

  1. GCash’s Games Section can be accessed through the main menu in the app or through a dedicated tab in the app.
  2. Select a game from the available list and play it. Different types of games are available at GCash to suit different preferences.
  3. Play and Earn: To earn points, you must complete certain objectives or achieve high scores for the game. You may earn rewards, coins, or points as you progress and complete milestones.
  4. Using rewards or points to redeem prizes, vouchers, or even cash is possible once you have accumulated a certain amount. Your earned rewards can be converted into actual money that can be withdrawn or used for transactions through GCash.

Potential earnings

Consider playing games on GCash and earning coins that can be converted to cash. Assume that every 100 coins earned will be converted at a rate of Php 1.

You would earn Php 10 per day if you consistently earned 1,000 coins per day (1,000 coins / 100 coins x Php 1). You would earn Php 70 after accumulating 7,000 coins (7 days x 10) over a week.

In order to estimate your monthly earning potential, let’s assume you earn 1,000 coins per day on a monthly basis. You can earn Php 300 by collecting 30,000 coins over the course of a month (30 days x Php 10).

Daily Coins EarnedDaily Earnings (in PHP)Weekly Earnings (in PHP)Monthly Earnings (in PHP)
Easy Ways to Make Money with GCash 2023

GCash’s specific terms and promotions regarding game earnings may vary based on factors such as the number of coins earned per day, conversion rates, and GCash’s specific terms and promotions. If you want to know how much money you can earn through playing games, it is important to refer to the GCash app and stay up-to-date on their latest offerings.

5. GCash Bill Payments:

Is it true that you can actually earn money by offering bill payment services? Bill payment agents and partners earn commissions for facilitating payments on behalf of customers. Besides helping others with their bills, it is also a convenient way for you to generate income.

10 Legit & Easy Ways to Make Money with GCash 2023

Let’s say you charge 5% for each bill payment, and on average, you process 100 payments per month, with an average bill amount of Php 1,000.

Potential earnings

Earnings per month: Total Transaction Value = 100 bill payments x Php 1,000 = Php 100,000 Earnings (5% of Total Transaction Value) = 0.05 x Php 100,000 = Php 5,000

Through bill payment services, you could potentially earn Php 5,000 per month.

Service Fee (%)Number of Bill Payments per MonthAverage Bill Amount (in PHP)Total Transaction Value (in PHP)Earnings (in PHP)
Easy Ways to Make Money with GCash 2023

Earning potential may vary based on factors such as the number of bill payments processed, the service fee charged, and the market demand for bill payment services in your area. In order to maximize your earnings potential, you should assess the local market and competition.

6. Credit-based loan offer:

The ability to provide financial assistance to individuals or businesses through credit is a potential means of earning money. Using the interest payments made by borrowers as an income source, lenders can earn interest on the amount lent.

In order to offer a loan:

  1. Consider the borrower’s income, credit history, and ability to repay the loan before offering the loan.
  2. A loan’s terms are determined by the amount of the loan, the interest rate, the repayment period, and any additional fees or charges that may be incurred. Make sure the terms are fair and legal.
  3. Once the loan has been approved, disburse the funds to the borrower. Make sure you establish a repayment schedule and collect payments on time, including interest and any fees that may apply.
10 Legit & Easy Ways to Make Money with GCash 2023

Earning Potential

For a period of one year, you lend Php 50,000 to a borrower at a 10% interest rate.
Calculate the total interest earned by multiplying the loan amount (Php 50,000) by the interest rate (10%).

Using this example, you could make Php 5,000 in interest by charging a 10% interest rate on the loan.

Loan Amount (in PHP)Loan Amount (in PHP)Repayment PeriodTotal Interest Earned (in PHP)
50,000101 Year5,000
Easy Ways to Make Money with GCash 2023

Depending on the loan amount, the interest rate, the repayment period, and the number of loans, the earning potential may vary. Moreover, evaluating the borrower’s creditworthiness and adhering to legal and ethical practices are crucial. To ensure a sustainable and profitable lending venture, it is recommended to consult with financial professionals and adhere to regulatory requirements.

7. Make money by investing:

By investing in GFunds through GCash, you may be able to grow your wealth and earn returns. The purpose of GFunds is to provide investors with access to a diversified portfolio of assets managed by professional fund managers. A sample of the potential earnings is given below:

  1. GCash offers a variety of GFunds, each with a unique investment objective and risk profile. If you have financial goals and a risk tolerance, you can choose the fund that is best suited to you.
  2. Through GCash, you can invest in GFunds for as low as Php 50 for your first investment. As a result of this affordability, it is easily accessible to a wide range of people.
  3. With GCash, you can monitor your GFund investment’s performance and earnings. You should follow the fund’s net asset value per unit (NAVPU) and dividends paid out.
10 Legit & Easy Ways to Make Money with GCash 2023

Earning Potential

Suppose you invest Php 10,000 in a GFund with an 8% annual return.
As a result, the potential earnings after one year are as follows:

Earnings = Investment Amount (Php 10,000) x Annual Return (8%) = Php 800

In this example, by investing Php 10,000 in a GFund with an average annual return of 8%, you could potentially earn Php 800 in one year.

Investment Amount (in PHP)Annual Return (%)Potential Earnings (in PHP)
Make money by investing

Market conditions and the performance of the GFund may affect the actual earnings and returns. The performance of the past does not guarantee the performance of the future. Investing can be a challenging process, so it is important to conduct thorough research, understand the risks involved, and seek professional advice.

8. Save money to earn interest

If you have extra cash, put it in GCash savings. In contrast to bank accounts that pay less than 1% interest, GCash allows you to deposit your money into high-interest savings accounts.

GCash offers an interest rate of 3.10% per year. With GCash savings accounts, you can deposit up to $100,000 per year and earn up to $3,100 in interest. The Philippine Deposit Insurance Corporation (PDIC) insures all deposits.

Your GCash savings account is powered by CIMB Bank Philippines, a leading bank in Southeast Asia. If you have not yet verified your GCash account, you will not be able to use it.

10 Legit & Easy Ways to Make Money with GCash 2023

The GCash app allows you to access your savings account by clicking “Save Money.” To deposit money from your wallet, click “Deposit.”.

Earning Potential:

If you deposit Php 50,000 into a savings account or digital wallet with 2% interest, you will earn interest every year.

Potential Earnings = Savings Amount (Php 50,000) x Interest Rate (2%) = Php 1,000 per year

Using this example, you could earn Php 1,000 in one year by saving Php 50,000 in an account or digital wallet with a 2% interest rate.

Savings Amount (in PHP)Annual Interest Rate (%)Potential Earnings (in PHP)
Save money to earn interest

9. Make money from ads

It’s possible to earn money in GCash by watching advertisements through the Watch & Earn feature in GCash. Using this feature, you can earn rewards by watching short videos or ads. If you want to use the Watch & Earn feature, you’ll need a GCash account and the GCash app. The Watch & Earn feature works as follows:

  1. Log into your GCash account on your phone using the GCash app.
  2. In the bottom left corner, tap the “Discover” icon.
  3. The “Watch & Earn” icon can be found by scrolling down.
  4. Choose a video or ad to watch. Your reward will be based on how long you watch the ad or video.
  5. You will receive a notification with your reward amount after watching the ad or video.
  6. You can claim your reward by tapping the notification. You will receive your reward in your GCash wallet.

There may be a variation in the number and type of ads or videos you can watch, as well as the amount of money you can earn from watching ads. Furthermore, the Watch & Earn feature is only available in certain countries.

Earning Potential

Providing a specific example is difficult due to the variability of earning potential. Suppose, however, you watch ads and earn Php 1 per ad. Watching 10 ads per day could earn you Php 10 per day. You could earn Php 300 over a month (30 days).

10. Earn cashback through Cashback:

Through GCash Cashback, users can earn money while spending. When you use GCash for your daily transactions, you’ll earn cash rewards that accumulate over time. It’s an easy way to maximize your earnings with your purchases.

10 Legit & Easy Ways to Make Money with GCash 2023

Earning Potential

If you frequently use GCash for various transactions, such as grocery shopping, bill payment, and online shopping. It is estimated that you spend Php 10,000 per month on average.

Based on a 1% cashback rate on eligible transactions, your potential cashback earnings would be:

Cashback Earnings = Monthly Spending (Php 10,000) x Cashback Rate (1%) = Php 100

For example, if you spend Php 10,000 per month using GCash, you will earn a cash-back reward of Php 100.

Easy Ways to Make Money with GCash 2023


How to earn Money through GCash as a student?

It is possible for students to earn money by adopting any of the above methods. These are all legitimate ways to make money.

How to Earn Money in GCash by Watching TikTok Videos?

You cannot earn GCash by watching TikTok videos. It is possible, however, to earn money by creating and sharing TikTok videos in other ways. You can earn money from sponsored content or by becoming a TikTok influencer and promoting brands’ products in your videos.
TikTok videos can also be monetized by enabling ads and earning a share of ad revenue.
It is important to keep in mind that earning money through TikTok requires a lot of hard work and dedication. Before committing to opportunities to earn money through TikTok or any other platform, it is important to be aware of any potential risks.


 This article is not intended to be financial investment advice, but rather to provide information on investments. There is no guarantee that you will make money using these methods. Whenever you are considering making a financial decision, you should consult with a qualified investment professional. For more information about tech in the Philippines, visit https://gcashguides.com

  1. How To Transfer Money From GCash To Shopee Pay?
  2. How To Transfer Money From ShopeePay To GCash in 2023
  3. How to Register Globe Sim Card in the Philippines?
  4. Manage your finances on the go with the GCash App

Similar Posts