How to Get the GCash American Express Virtual Pay Card
Credit and debit card virtualization is the digital equivalent of physical cards. With a virtual card, you can use it to make payments and make transactions online just like with a real credit or debit card. How many people know that GCash offers its users a free virtual card? Benefits and privileges of a debit card without annual fees can be enjoyed with the GCash American Express Virtual Pay card.
You can shop online with GCash American Express Virtual Pay or pay for subscriptions in local and international sites such as Amazon, Lazada, Netflix, Spotify, and many more. A GCash Amex Virtual Pay card can be used through any website that accepts American Express.
GCash American Express Virtual Pay is the first virtual card issued in the United States, unlike most virtual cards in the Philippines. Consequently, you are able to use the card to shop online on Amazon and other US-based online shopping sites. If you want to shop at Amazon or other websites that are based in the US, you’ll need the GCash Amex card.
You can use your GCash American Express Virtual Pay balance the same way you use your GCash mobile wallet with Gcash American Express Virtual Pay. Make sure you have enough balance in your GCash wallet to pay for your online purchases and payments before using your GCash virtual card. Unlike the GCash MasterCard, you can’t withdraw money from an ATM with it. It’s exclusively for online transactions. Physical stores are also not accepted by the GCash Amex card. The GCash MasterCard can be used to withdraw money from ATMs and swiped at stores if you prefer a real debit card. No annual fee or minimum balance requirement is required, but it isn’t free.
With the GCash American Express Virtual Pay card, you can pay for Netflix subscriptions or buy stuff on Lazada. You don’t need to have a minimum balance to activate it. It’s totally free.
In case you don’t already have an account with GCash, you can sign up here and get ₱50 in your wallet for free after you verify your account. Verification is not needed to activate the GCash Amex card, but your account must be verified to add money through online cash-in channels.
How to Activate Your GCash American Express Virtual Pay Card
Log in with your MPIN in the GCash app. Select “Show More” from the home screen.
Tap “Pay Online” under “Lifestyle & Shopping.”
Next, click “Pay with American Express Virtual Pay.”section and Click“Pay Online.”
Click on “REGISTER.”
You are now being processed for your GCash American Express Virtual Pay. As soon as your GCash virtual card is activated, you will receive a text message confirming the activation.
Simply navigate to “My Linked Accounts” and select “American Express Virtual Pay” (which can be reached by swiping from left to right or by tapping the upper-left menu).
Moreover, you will be able to view your card number, expiration date, security code and CVV, as well as your US address and phone number.
It’s easy, right? GCash Amex virtual cards can now be used for online shopping and payments. Make sure no one else knows your security code and card number.
Alternatively, you can reset your security code by pressing “Get New Code,” and you will be notified via SMS when it expires.
How to Use the GCash Amex Virtual Card
Here is a list of websites and services that accept the GCash American Express Virtual Pay card:
- Amazon
- Apple
- Google Play
- Grab
- Lazada
- Netflix
- PayPal
- Samsung
- Shopee
- Spotify
- Tinder
- Zalora
- and many more…
At checkout, you just need to enter the 15-digit card number, expiration date, and security code (CVV) for your GCash Amex virtual card. GCash wallet funds will be deducted from the purchase or transaction, so make sure there are enough to cover it. If you wish to read how we check GCash Transaction Limits click here.
You can also connect your GCash American Express Virtual Pay account to PayPal. GCash wallets can be used as funding sources for PayPal payments. PayPal does not allow you to withdraw money using your GCash Amex virtual card.if you want how to Send Money from PayPal to GCash in 2023?click here.
FAQs
Is GCash and American Express virtual pay?
Can I get a virtual American Express card?
Does GCash offer virtual card?
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Conclusion
With GCash American Express Virtual Pay, you can use your American Express card just like you would any other American Express card. It is totally free and there are no annual fees. Because a prepaid card cannot be stolen, it poses a minimal fraud risk since it can only be accessed through the GCash app. With it, you do not have to worry about credit card fraud or theft for one-time purchases or recurring subscriptions.
Please feel free to contact us at support@gcash.com with any questions or concerns regarding the GCash Amex virtual card.
