How to Get the GCash American Express Virtual Pay Card

GCash American Express Virtual Pay Card

Credit and debit card virtualization is the digital equivalent of physical cards. With a virtual card, you can use it to make payments and make transactions online just like with a real credit or debit card. How many people know that GCash offers its users a free virtual card? Benefits and privileges of a debit card without annual fees can be enjoyed with the GCash American Express Virtual Pay card.

You can shop online with GCash American Express Virtual Pay or pay for subscriptions in local and international sites such as Amazon, Lazada, Netflix, Spotify, and many more. A GCash Amex Virtual Pay card can be used through any website that accepts American Express.

GCash American Express Virtual Pay is the first virtual card issued in the United States, unlike most virtual cards in the Philippines. Consequently, you are able to use the card to shop online on Amazon and other US-based online shopping sites. If you want to shop at Amazon or other websites that are based in the US, you’ll need the GCash Amex card.

You can use your GCash American Express Virtual Pay balance the same way you use your GCash mobile wallet with Gcash American Express Virtual Pay. Make sure you have enough balance in your GCash wallet to pay for your online purchases and payments before using your GCash virtual card. Unlike the GCash MasterCard, you can’t withdraw money from an ATM with it. It’s exclusively for online transactions. Physical stores are also not accepted by the GCash Amex card. The GCash MasterCard can be used to withdraw money from ATMs and swiped at stores if you prefer a real debit card. No annual fee or minimum balance requirement is required, but it isn’t free.

With the GCash American Express Virtual Pay card, you can pay for Netflix subscriptions or buy stuff on Lazada. You don’t need to have a minimum balance to activate it. It’s totally free.

In case you don’t already have an account with GCash, you can sign up here and get ₱50 in your wallet for free after you verify your account. Verification is not needed to activate the GCash Amex card, but your account must be verified to add money through online cash-in channels.

How to Get the GCash American Express Virtual Pay Card

How to Activate Your GCash American Express Virtual Pay Card

Log in with your MPIN in the GCash app. Select “Show More” from the home screen.

Tap “Pay Online” under “Lifestyle & Shopping.”

Next, click “Pay with American Express Virtual Pay.”section and Click“Pay Online.”

GCash American Express Virtual Pay Card

Click on “REGISTER.”

GCash American Express Virtual Pay Card

You are now being processed for your GCash American Express Virtual Pay. As soon as your GCash virtual card is activated, you will receive a text message confirming the activation.

Simply navigate to “My Linked Accounts” and select “American Express Virtual Pay” (which can be reached by swiping from left to right or by tapping the upper-left menu).

GCash American Express Virtual Pay Card

Moreover, you will be able to view your card number, expiration date, security code and CVV, as well as your US address and phone number.

It’s easy, right? GCash Amex virtual cards can now be used for online shopping and payments. Make sure no one else knows your security code and card number.

Alternatively, you can reset your security code by pressing “Get New Code,” and you will be notified via SMS when it expires.

How to Use the GCash Amex Virtual Card

Here is a list of websites and services that accept the GCash American Express Virtual Pay card:

  • Amazon
  • Apple
  • Google Play
  • Grab
  • Lazada
  • Netflix
  • PayPal
  • Samsung
  • Shopee
  • Spotify
  • Tinder
  • Zalora
  • and many more…

At checkout, you just need to enter the 15-digit card number, expiration date, and security code (CVV) for your GCash Amex virtual card. GCash wallet funds will be deducted from the purchase or transaction, so make sure there are enough to cover it. If you wish to read how we check GCash Transaction Limits click here.

You can also connect your GCash American Express Virtual Pay account to PayPal. GCash wallets can be used as funding sources for PayPal payments. PayPal does not allow you to withdraw money using your GCash Amex virtual card.if you want how to Send Money from PayPal to GCash in 2023?click here.


Is GCash and American Express virtual pay?

Your GCash account can be linked to American Express Virtual Pay (Amex Virtual Pay). Online shopping is possible both from local and international sites. As well as providing added security, the card will not be stolen and the security code can be renewed whenever it is convenient for you.

Can I get a virtual American Express card?

Once you’ve applied for and been approved for an American Express card, you can get an Amex virtual credit card. Your virtual card will appear right away on the application page if you submit an online application and are approved instantly.

Does GCash offer virtual card?

You can purchase from local and international online merchants with GCash American Express Virtual Pay, a virtual card attached to your GCash account.

How do I get a virtual card?

It may be possible to create a virtual card number using a credit or debit card saved to your Google Account. In order to keep your actual card number information more secure, you can share virtual card numbers with merchants for online or mobile transactions. US-based cards are the only ones with this feature at the moment.

How do I use my American Express virtual card?

If you are using Google Chrome on a desktop or Android mobile device, or an Android app, you can use your Amex virtual card number to purchase items online or in app. Amex virtual cards should not be used for recurring purchases such as subscriptions or payments.


With GCash American Express Virtual Pay, you can use your American Express card just like you would any other American Express card. It is totally free and there are no annual fees. Because a prepaid card cannot be stolen, it poses a minimal fraud risk since it can only be accessed through the GCash app. With it, you do not have to worry about credit card fraud or theft for one-time purchases or recurring subscriptions.

Please feel free to contact us at with any questions or concerns regarding the GCash Amex virtual card.

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